🏠 Real Estate Tools
Closing Cost Calculator
Estimate total closing costs for buyers — lender fees, title, taxes, and prepaid items.
Transaction details
Leave blank for 80% of price
Fill in the details and click calculate.
Frequently Asked Questions
How much are closing costs for buyers?
Typically 2–5% of purchase price: loan origination, appraisal, title insurance, escrow, recording, and prepaid taxes and insurance. On a $350k home, budget $7,000–17,500 beyond the down payment.
What do sellers pay at closing?
Commissions (historically 5–6% total, now often negotiated lower), title fees, transfer taxes, prorated property taxes, and any negotiated buyer credits — commonly 6–9% of sale price all-in.
Can closing costs be negotiated or rolled into the loan?
Seller credits can offset buyer costs, lenders offer credits in exchange for a higher rate, and some loans allow financing certain fees. Every credit trades against price or rate somewhere.
More Free Tools for Real Estate
Commission Calculator
See your net commission after splits, franchise fees and transaction fees
Rental ROI Calculator
Return on investment for rental properties
Mortgage Affordability Calculator
What can your buyers afford?
Property Profit Calculator
Profit on property sale after costs
Rental Yield Calculator
Gross and net rental yield
Cap Rate Calculator
Capitalization rate for investment properties