🏠 Real Estate Tools
Rental Property ROI Calculator
Calculate cash-on-cash return and cap rate on any rental property investment.
Property details
Mortgage, taxes, insurance, maintenance
Fill in the details and click calculate.
Frequently Asked Questions
What is a good ROI on a rental property?
Many investors target 8–12% annual return combining cash flow and principal paydown, before appreciation. Below 6%, index funds start winning without the 2 a.m. plumbing calls.
What expenses do new landlords forget in ROI math?
Vacancy (5–8% of rent), maintenance (5–10%), capital reserves for roof/HVAC (5–10%), property management (8–12%), and leasing fees. Skipping them overstates returns by several points.
Does ROI include appreciation?
This calculator measures operating return — cash flow against investment — because appreciation is speculative. Treat appreciation as upside, not the reason a deal pencils.
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